Insurance for Head Start Programs

Posted on: September 30, 2014 by Care Providers Insurance

Insurance for Head Start Programs: What Leaders Should Know

Head start programs and schools across the nation were designed to provide a rich preschool experience for the children of low-income families. Like most nonprofits, your clients in this industry are exposed to unique risks. This is especially true since they work with children, oftentimes in sensitive situations.

Head start programs are a development of the United States Department of Health and Human Services, and provide comprehensive early childhood education, health, nutrition, and parent involvement services. The services and resources provided through this program are intended to foster stable family relationships, enhance children’s physical and emotional well-being, and establish an environment to develop strong cognitive skills.

In addition to the risks of working with children, as a nonprofit your head start program clients also have to consider the financial limitations they have, and thus how certain risks can end up costing them funds beyond their means. Since most head start programs are located in some type of center, the space needs to be organized into functional areas recognized by the children, and all aspects of the center must be consistent with the health, safety, and developmental needs of the children.

Head start program facilities must meet a number of legal requirements. These include meeting zoning regulations, and other preschool or child care center restrictions. In some communities, there may even be special provisions or exceptions to different rules. It’s imperative that your clients consult with their local officials about licensing and zoning regulations.

Understanding legal issues and how they relate to insurance is essential for your clients, as well as for you. At Care Providers, we are committed to helping you place coverage for your Head Start program clients. Our mission is to provide coverages tailored to meet the unique needs of this market segment. Please contact us today to learn more at 1-800-970-9978.

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